Terms and Conditions

1. Introduction & Definitions

1.1 Parties

  • PMS Fintech Private Limited (“Company”, “we”, “us”, “our”, “PMSBazaar.com/AIFBazaar.com”) is the company that owns, operates, and hosts the websites PMSBazaar.com and AIFBazaar.com.
  • You (“User”, “you”, “your”): any person accessing or using the Website, whether as a visitor, registrant, or lead.

1.2 Purpose

PMSBazaar.com/AIFBazaar.com is a data aggregation and lead-generation platform. We collect, process, present, and analyse data on PMS (Portfolio Management Services), AIF (Alternative Investment Funds) schemes, and GIFT City products offered by FMEs. We do not act as a portfolio manager, discretionary investment manager, or registered investment adviser. Furthermore, we are not, in any capacity, constituted as, associated with, or participating in any performance, risk, or return verification body, mechanism, or service, nor do we undertake or purport to undertake any functions of such nature. Any analysis, representation, or display of past performance on the Website is provided solely for informational and educational purposes and is not verified, certified, validated, or assured by us in any manner. Users must independently verify, assess, and satisfy themselves regarding the accuracy, completeness, and suitability of such information before making any investment or financial decisions."

1.3 Acceptance of Terms

By accessing or using the Website (including registration), you agree to be bound by these Terms & Conditions (T&C), as well as our Privacy Policy, and any other policies or notices published by us. If you do not agree, you should not use the Website.

2. Nature of Services & Disclosures

2.1 Informational Role

  • The Website provides scheme-level data, performance metrics, strategy categorization, risk analysis, and related commentary for PMS, AIF products, GIFT City products offered by FMEs.
  • This information is drawn from publicly available sources, data received from third-party PMS / AIF providers/FMEs, and/or our own analysis.

2.2 No Advisory / Discretionary Management

  • We do not provide personalized investment advice tailored to your individual circumstances.
  • We do not execute trades or manage client assets.

2.3 Lead-Generation & Marketing

  • By registering on the Website, you consent to PMSBazaar.com/ AIFBazaar.com (or its group / affiliate companies/websites) using your contact information for marketing related to PMS and AIF schemes.
  • We may share your registration details (name, email, phone, etc.) with PMS / AIF providers/FMEs or with our affiliated / sister distributor entity, for the purpose of arranging follow-up, proposals, or discussions.
  • We are not guaranteeing or representing that any introduction will lead to investments; any engagement with a PMS or AIF provider or FME is separate, and subject to their own terms.

2.4 Regulatory Disclosure for Distribution Activities

  • We note that SEBI has mandated registration of PMS distributors with the Association of Portfolio Managers of India (APMI).
  • You are advised to verify the regulatory status (APMI registration, ARN, etc.) of any distributor or intermediary you interact with.
  • PMSBazaar.com/ AIFBazaar.com is not necessarily the distributor; the distribution may be done by a related company with shared shareholders.

3. User Registration & Account

3.1 Account Creation

  • To access certain features (e.g., detailed PMS scheme data, comparison tools), you must register an account by providing accurate, current, and complete information (such as name, email, phone).
  • You agree to keep your account credentials secure and not share them.

3.2 Use Restrictions

  • You will not use the Website in a way that violates any applicable law, regulation, or these T&C.
  • You may not use automated scripts, bots, or other methods to extract data, unless expressly permitted.
  • We reserve the right to suspend, restrict, or terminate your account if you violate these terms.

3.3 Use of the Website

  • You shall not use this Website in any manner that causes or may cause damage, disruption, impairment, or unauthorized interference with the availability or accessibility of the Website.
  • You shall not use this Website for any unlawful, illegal, fraudulent, or harmful purposes or activities.
  • You are prohibited from using this Website for marketing or promotional purposes without the express prior written consent of PMSBazaar.com/ AIFBazaar.com
  • You are responsible for maintaining suitable computer equipment and software necessary to access the Website.
  • You may use this Website and its services solely for personal, non-commercial purposes. The sale, resale, or commercial use of any services offered on this Website to third parties is strictly prohibited.
  • You shall not create links to any pages of this Website without prior written permission from PMSBazaar.com/ AIFBazaar.com
  • Misuse of the Website, including violation of any of these terms, may result in immediate suspension or termination of your account without prior notice.
  • Any attempt to damage, disrupt, or compromise this Website is unlawful, and PMSBazaar.com/ AIFBazaar.com reserves the right to seek all available legal remedies, including monetary damages.

3.4 Assignment

  • Any rights granted to you and obligations you incur under these Terms and Conditions are personal to you and may not be transferred, assigned, or delegated to any third party without our prior written consent. PMSBazaar.com/ AIFBazaar.com may, at its sole discretion, subcontract, transfer, assign, or delegate any of its rights or obligations under these Terms and Conditions without your consent.

4. Disclaimers

4.1 Accuracy & Completeness

  • We strive to ensure that the data on the Website is accurate and up to date, but we do not guarantee its completeness, timeliness, or error-free nature.
  • PMS or AIF providers or FMEs supply data, and there may be lag, omissions, or inconsistencies.

4.2 Not Financial Advice

  • All content on the Website is for information only and should not be construed as financial, investment, legal, or tax advice.
  • You should obtain professional advice (e.g., from a SEBI-registered Investment Adviser, tax consultant, lawyer) before making any investment decisions.

4.3 No Liability for Investment Outcomes

  • We are not responsible for any investment decisions or outcomes (profits, losses) arising from your use of the information provided on the Website.
  • You acknowledge and agree that any decision to invest with a PMS or AIF (including GIFT City products) provider is made solely by you, and PMSBazaar.com/ AIFBazaar.com is not liable for your performance.

4.4 Third-Party Links & Content

  • The Website may link to third-party sites (PMS / AIF provider websites) or embed third-party content. These are for convenience; we do not endorse or guarantee anything on those sites.
  • Use of third-party sites is at your own risk.

5. Data Protection, Privacy & Consent

5.1 Privacy Policy

  • Your use of the Website is also governed by our Privacy Policy, which details how we collect, store, use, and share your personal data.

5.2 Marketing Consent

  • By registering, you explicitly consent to be contacted by PMSBazaar.com/ AIFBazaar.com or its affiliate / group companies for marketing PMS / AIF services.
  • You may withdraw your consent for marketing at any time by contacting us via the method described in our Privacy Policy.

5.3 Security

  • We use commercially reasonable measures to protect your personal data.
  • However, no system is perfectly secure - you acknowledge that there is a risk in transmitting data online, and you use the Website at your own risk.

6. Intellectual Property

6.1 Ownership

  • All content on the Website (text, design, data, analysis, graphics) is owned by PMSBazaar.com/ AIFBazaar.com or its licensors.
  • You are permitted to view, read, and use the content for your personal, non-commercial use.

6.2 Restrictions

  • You may not copy, reproduce, republish, distribute, modify, or create derivative works from the Website’s content without our prior written permission.
  • For any permitted reuse, you must retain all copyright / proprietary notices.

7. Limitation of Liability

7.1 No Indirect Liability

  • To the maximum extent permitted by law, PMSBazaar.com/ AIFBazaar.com will not be liable for any indirect, incidental, special, or consequential damages (including loss of profits, data loss, business interruption) arising out of or in connection with your use of the Website or reliance on its content.

7.2 Comprehensive Liability Disclaimer

  • To the fullest extent permissible under applicable law, all liability of any nature whatsoever on the part of the Company arising out of or in connection with these Terms and Conditions or the use, inability to use, or performance of the Website is hereby absolutely and unconditionally disclaimed and excluded. Under no circumstances shall the Company be liable to you, whether in contract, tort (including negligence), statute, equity, or otherwise, for any loss, damage, claim, cost, or expense of any kind, whether direct, indirect, consequential, incidental, special, exemplary, or otherwise.

8. Indemnification

You agree to indemnify, defend, and hold harmless PMSBazaar.com/ AIFBazaar.com and its directors, employees, affiliates, and agents from any claims, liabilities, damages, and expenses (including reasonable legal fees) arising from:

  • Your violation of these T&C;
  • Your misuse of the Website;
  • Your reliance on any information / data from the Website for making investment decisions.

9. Termination

9.1 By Us

  • We may, in our sole discretion, suspend, restrict, or terminate your account or access to the Website for any reason (including breach of these terms) without prior notice.

9.2 Effect of Termination

  • On termination, your right to use the Website immediately ceases. We may delete or archive your account and data as per our Privacy Policy.

10. Modification of Terms

We reserve the right to modify these T&C at any time. When we do:

  • We will publish the updated T&C on the Website (with a “Last Updated” date).
  • Your continued use of the Website after such changes will constitute your acceptance of the updated T&C.

11. Governing Law & Dispute Resolution

11.1 Governing Law

  • These T&C are governed by the laws of India.

11.2 Jurisdiction

  • Any dispute, claim or controversy arising out of or relating to these T&C or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Chennai, Tamil Nadu.

12. Miscellaneous

12.1 Severability

  • If any provision of these T&C is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

12.2 Entire Agreement

  • These T&C (along with our Privacy Policy and any other policies posted on the Website) constitute the entire agreement between you and PMSBazaar.com/ AIFBazaar.com with respect to your use of the Website.

12.3 No Waiver

  • If we fail to enforce any right or provision under these T&C, it does not constitute a waiver of such right or provision in the future.