Accredited Investor in India — Eligibility, Benefits & How to Apply
Access institution-grade opportunities across PMS, AIF, SIF, and private markets with SEBI-recognized Accredited Investor status.
Apply for your Accredited Investor Certificate through PMS Bazaar, an official channel partner of NDML Accreditation Agency (NDML AA), with end-to-end guidance and a seamless, SEBI-aligned application journey.
Confidential & Secure:
Strong protocols and secure end-to-end processing.
Quick Issuance:
Certificate issued in just 3-5 business days
Most Trusted:
Trusted by 90,000+ subscribers across the globe
What is an Accredited Investor in India
An Accredited Investor in India is an individual or entity recognized under SEBI's framework who meets specific income or net worth criteria.
The Accredited Investor Certificate is issued by a SEBI-recognized accreditation agency (Such as NDML AA), confirming your eligibility to participate in advanced investment opportunities.
It enables seamless access to private market investments and lowers minimum investment thresholds for select PMS, AIF, and SIF products that are typically not accessible to retail investors.
Why Become an Accredited Investor
The Advantage You Get
Becoming an Accredited Investor is not just a certification — it’s a strategic advantage.
Access exclusive private market opportunities
Co-invest in select opportunities alongside AIFs
Gain flexibility in investment structures
Build diversified exposure with flexible ticket sizes
Benefits of Accreditation
Lower Minimum Investment
Invest in AIFs, PMSes, and SIFs at amounts lower than standard thresholds (₹1 Cr / ₹50L / ₹10L), wherever applicable.
Direct Co-Investment
Co-invest directly into specific deals alongside AIFs instead of only investing through pooled funds.
AI-Only Opportunities
Participate in exclusive investment structures designed only for Accredited Investors.
Greater Flexibility
Reduced minimum investment requirement & higher allocation flexibility.
Ready to unlock these benefits?
Apply for CertificateWho is Eligible?
The certification is available to a Wide range of individual investors and legal entities who meet the financial criteria.
Accredited Investor Eligibility Criteria
Annual Income of
₹2 Crore
or more
Net Worth of
₹7.5 Crore
or more (min. ₹3.75 Cr in financial assets)
Income of
₹1 Crore+
and
Net Worth of
₹5 Crore+
(min. ₹2.5 Cr in financial assets)
NOTE: Primary residence is excluded from net worth calculation
Why These Criteria Exist
The eligibility criteria defined by SEBI are designed to ensure that Accredited Investors have the financial strength and understanding required to participate in advanced investment opportunities.
- Ensures ability to handle higher-risk investments
- Identifies financially sophisticated investors
- Allows greater flexibility in complex investment structures
These criteria ensure that investors can participate in AIFs, PMS, and private market opportunities with the confidence to manage volatility and complexity.
Certificate Validity Options
2-Year Validity
Based on financial eligibility from the previous financial year..
NDML Accreditation Agency Certification Charges ₹10,000 + GST
3-Year Validity
Based on financial eligibility from the last two financial years.
NDML Accreditation Agency Certification Charges ₹14,500 + GST
How to get Accredited Investor Certificate
PMS Bazaar simplifies your accreditation journey with
end-to-end expert support—
ensuring a smooth, fast, and fully compliant process.
Eligibility Check
Our experts evaluate your financial profile and guide you on the most suitable qualification route.
Documentation
PMS Bazaar provides end-to-end assistance in preparing and validating the required documentation.
Verification & Submission
Submitted to the SEBI-authorized accreditation agency (NDML A A) for processing.
Certificate Issuance
Issued within 3-5 business days upon successful verification.
IMPORTANT NOTE ON CONFIDENTIALITY
"We only receive the final Net Worth Certificate along with basic KYC documents and declarations. All Net worth documents remain strictly with the empanelled CA, to ensure total confidentiality and data protection."
Documents required
Common Documents Required
(Applicable Across All Qualification Routes)
- Self-attested PAN Card
- Self-attested Aadhaar Card
- Signed Declaration Form
- Duly Filled Application Form
Additional Documents Based on Qualification Route
Net Income Route
- Income Tax Returns (ITR)
Net Worth Route
- Net Worth Certificate issued by a Chartered Accountant
Hybrid Route (Net Worth + Net Income)
- Income Tax Returns (ITR)
- Net Worth Certificate issued by a Chartered Accountant
Document Validity Guidelines
- For 2-Year Validity Certificate: ITR and / or net worth certificate for the last financial year is required
- For 3-Year Validity Certificate: ITR and / or net worth certificate for the last two financial years are required
- Net Worth Certificate must be dated within the last 6 months at the time of application
Why Choose PMS Bazaar
A streamlined, secure, and transparent process designed for premium investors.
Confidential & Secure Process
Net worth documents managed directly by empanelled Chartered Accountants (CAs) and authorized professionals.
End-to-End Guidance
Complete handholding in the entire documentation process..
- Eligibility
- Documentation
- Submission
- Certification
Fast Execution
3-5 day issuance from document verification to certification.
Transparent Pricing
- Zero markup
- Lower CA certification cost
- No hidden charges
Global Trust
Trusted by 90,000+ Subscribers globally with deep market expertise.
Transparent Pricing
Clear, upfront costs with no hidden fees. Choose the path that works best for you.
Others
PMS Bazaar
Ready to get started?
Take the next step toward accessing exclusive investment opportunities.
Frequently Asked Questions
An Accredited Investor Certificate is an official recognition issued by a SEBI-authorized accreditation agency (such as NDML), confirming that an investor meets the prescribed financial eligibility criteria for accredited investor status.
This status is typically used while subscribing to AIFs, PMS, or other investment products that provide differentiated regulatory treatment for accredited investors.
No, it is not mandatory.
However, accreditation allows you to unlock premium investment opportunities, regulatory flexibility, and lower entry barriers that are not available to regular investors.
Typically, the process takes 3-5 business days, provided all
documents are submitted correctly.
Delays may occur only if additional
verification is required.
Yes, you can opt out at any time.
Accreditation is
voluntary and based on your consent to participate in such investments.
The certificate is issued by a SEBI-recognized accreditation agency , such as NSDL Data Management Limited (NDML), after verifying your eligibility.
If your application is not approved:
- 1. You will receive feedback on the issue
- 2. You can correct the documents and reapply
- 3. PMS Bazaar will assist you in ensuring successful approval
Yes, joint accounts can qualify as Accredited Investors, subject to applicable eligibility rules:
- • If any one account holder independently meets the prescribed eligibility criteria, the joint account may qualify on that basis.
- • In the case of spouses, combined income or net worth may be considered for eligibility, subject to applicable guidelines.
No, accreditation itself does
not provide tax
benefits
.
Taxation depends on the specific investment
product (AIF, PMS, etc.), not the accreditation status.
Yes, NRIs can apply, provided they meet the prescribed income or net worth criteria and submit valid documentation.
Yes – your data is handled with strict confidentiality:
- 1. Shared only with authorized professionals (like CAs)
- 2. Protected under secure processing systems
- 3. PMS Bazaar does not misuse or expose sensitive financial data
Important:
- • Asset and liability details are handled only by a Chartered Accountant (CA)
- • Your net worth is not disclosed or revealed anywhere – only the CA processes it for certification
Still have questions or unsure about your eligibility?
Unlock institutional-grade deals and private
co-investment
opportunities reserved for accredited partners.